Subbing

Over the last year I have signed up as a substitute for a few different schools in my area. I have tried really hard to keep myself in the upper level grades such as 5/6 or 9 through 12. Last week, I stepped out of my comfort zone and I substituted for a teacher who teaches first and second grade. That was a very eye-opening experience for me and trying to follow sub notes to help 13 children with sometimes different tasks only makes me appreciate teachers more. I do the best I can with sub plans, but I don't know how these teachers manage to teach their students and do the things that they do in such organized and caring ways. I looked at the work these students are doing and I felt gratitude anew for the teachers in my life that have brought me to this point. I am now a college graduate and I was able to do so because each and every teacher I've ever had has encouraged me to succeed and has worked with me to do better. There are some really amazing teachers out there and I'm grateful for every single one of them. I am sure I will continue to substitute and will continue to get put into classes and age groups that do not feel inherently comfortable to me. I will hopefully grow to not only feel more comfortable with teaching younger children, but to continue to feel thankful for the good teachers out there who care for and work so hard to help those children grow academically. I'm lucky to have these opportunities.

Zombie Debt

There are many different ways to discuss and label debt- student, credit, medical, etc... One form of debt that isn't talked about much is Zombie debt. I ended up spending a few hours on the phone today between hospitals and insurances and have found myself the new and proud owner of medical debt... from 2015. So two months ago it didn't exist... and now it does. It certainly messes with your budget to have to reconfigure how you spend money based on information that you couldn't have had when you made it. Learning that more of these unknown expenses are probably headed my way as my health insurance *still* hasn't paid on these bills for the last two years doesn't really feel great. And while I thought about it and what choices I need to make, I thought about the term 'zombie debt' and how I originally had heard it. So here is a clip to the show "Last Week Tonight" discussing medical debt and debt buying organizations.

https://www.youtube.com/watch?v=hxUAntt1z2c

Paying off my 'new' medical debt won't be fun, but it could certainly be worse. I could have the experience of many of the people mentioned in this episode. I guess it might be a valuable thing for everyone to remember- even if you have insurance and they should pay the bill.... if they don't, you are still on the hook. There are no exceptions. Medical debt also is treated as bad debt by credit reporting companies even though people can not help becoming sick in the vast majority of cases. I wish I had fewer health problems and I confess... even though I have insurance now (and had at the time of my 'new' debt) my gut reaction is to stop going to the doctor because I have no idea if in two years I will have to pay for the visit, procedure, etc... I dearly hope for single payer/ universal healthcare for the next generation. It is needed for so many reasons.

Sigh... maybe someday.

Gratitude - 12/11/2017

1. I am so grateful for a working car. It may not look like much, but it gets me to where I need to go and that is a blessing.

2. I am grateful for the discovery of cooked turkey for cat food. Melrose is never full and the quantity of food that skinny cat can eat is phenomenal. Being able to fill a bowl with shreds of roast turkey has been a godsend the last week or so. I'm going to cook another one this weekend.

3. I am grateful for my toes. Lately, they have started to pull apart and pop right out of their sockets which has been very uncomfortable, but I can easily move them back into place each and every time. I don't have to see doctors or deal with much more than the discomfort of their movement and I can still stand and walk well. Toes are amazing little critters and I can't imagine how well I would stand without them no matter how hypermobile they are..

4. Somewhere in this world, someone is probably being chased by a lion or another animal that doesn't have benign intentions towards them. I am grateful that I am safe and warm at home and do not have to worry about my safety.

5. I am grateful for hugs.

6. I love my feline companions and cannot imagine a world without them. They truly enrich my life so many times a day that I could never keep count.

7. I am thankful for an amazing ex who made me leftovers for the beginning of this week so that i could focus on other things.

8. I feel a bit sad that Cuddles needed to be put to sleep this week, but I am so grateful for the time and love she gave me. An unexpected blessing when she cam into my life, but he is already missed. Bug is already trying to con me into getting another one to hug. Bug really loves hugs and so do I :)

9. I love CPR students who really want to learn and take joy in the learning. It make teaching a joyful and fulfilling process.

10. I am so happy that Remus is doing so, so well. He seems happy and doesn't seem to miss his tail at all. He is just settling in to feeling happy and healthy. That is a relief and joy to write. So...

11. I am grateful to amazing veterinarians so help try and make pets and furry companions live healthy, happy lives. I don't know what I would do without them in the background ready when I need them. Having a good relationship with a veterinarian is just as important to me as the relationship that I have with my own doctor so I am thankful that I have that... even if I use him way too much sometimes.

What are you thankful for today?